Jul 31, 2022
In Fashion Forum
"Buy goods, scan the code, take out the mobile phone, scan the code to pay", such a convenient shopping and payment experience makes many people's perception of the process of "payment" getting lower and lower. Password verification, voiceprint verification, fingerprint verification, face verification... Consumers' needs for convenient and secure payment seem to be met at the same time. However, is it really so? Payment industry from left to right There is no doubt that the development of my country's payment industry has led the world and is known as one of the "Four New Inventions". However, if we phone number list look back five years, the development of my country's overall payment industry is still far behind developed countries such as Europe, America, Japan and South Korea. . It can be said that in about five years, we have surpassed the development of the payment industry in other developed countries for 50 years, and achieved comprehensive catch-up in terms of security and convenience. However, in the history of payment development, security and convenience are like two ends of a seesaw, one is growing and the other is growing. The development of payment is always inseparable from three key words: "efficiency, convenience, and safety", and institutions providing payment services are always based on efficiency (including the objective environment, acceptance of merchants and consumers, price, opportunity cost and other comprehensive factors) ) as the center, making a trade-off between security and convenience.